Looking for affordable health insurance takes scrutiny and patience.
Michigan is the 31st healthiest state in the U.S., according to the United Health Foundation. Through the federal temporary high-risk pool program, established in 2010, the state helps people find health coverage who were formerly uninsurable due to preexisting conditions. Many, however, cannot afford health care either because they suddenly lost their jobs or their place of employment does not provide benefits. Yet, some options to find cheap health insurance do exist in Michigan.
Instructions
1. Visit ehealthinsurance.com, which provides a wealth of information about health care options. It sells insurance to all states in the U.S., and works with more than 180 health insurance companies. According to the site, it can help you find a company in as little as 11 minutes. Just enter the type of insurance you need and your zip code, and it will instantly provide various options. From there, you can sign up for health insurance, provided the company approves your application.
2. Go to the Health Insurance Resource Center at healthinsurance.org. You will also be prompted for your zip code and then receive an estimate of how much health insurance in your area costs. The Michigan page also contains resources such as Georgetown University's Guide to Health Insurance in Michigan, links to official state government sites--including a PDF of your rights as a Michigan resident--and contact information for the Office of Financial and Insurance Services.
3. Check out Health Insurance Online, a similar site listing coverage by region. You will be able to compare the health insurance plans of various companies, learn about Medicare, find individual insurance, and learn more about your options through the links provided.
4. Find a health center on the Health Resources and Services Administration site. It is a division of the U.S. Department of Health and Human Services. You can learn whether you are eligible for free or reduced health care based on your income or get in touch with an official who can guide you through the process.
5. Do your research. These are just a few of the options available, and you can find more online. You can also contact your local health department.
